Bankruptcy Kentucky Taxes Avoiding Liens 

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The tax rule will change 2005.   Did you know that taxes could be avoided and tax liens on your home and property can be avoided in Bankruptcy!

Often a bank or a creditor will attempt to garnish your wages or attach your home and attempt foreclosure.  You may have a wage garnishment as the result of a lawsuit.  You may even have a furniture lien as collateral by a finance company without your knowledge.   You may be able to avoid these liens on your home or property when you file a bankruptcy, if your attorney knows how and if you tell him you need this done. Bankruptcy can offer a way to avoid the lien on your home if a creditor has attached your home and is threatening to sell it.  Our Bankruptcy Manual tells you exactly how to avoid liens by filing bankruptcy.  Tax liens and liens from finance companies on your furniture can often be avoided in bankruptcy.  Did you know that personal income taxes can be bankrupted after just two years as long as you have filed your taxes properly and not had any tax assessments for that tax debt within the 240 days?  If your wages have been garnished you may be able to get that money back.

Local Kentucky Bankruptcy Rules allow you to avoid a foreclosure if you can repay the arrearage on your home within 2 years within a Chapter 13.  In Indiana and other states Chapter 13 Bankruptcy rules are far more liberal.   But all states have similar bankruptcy rules.   

The Bankruptcy Manual discusses how to avoid liens.   Download your free copy. The Bankruptcy manual is for informational purposes only. The Bankruptcy Manual comes in rtf format for word or wordperfect, pdf for adobe, or you can download the audio.

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