Kentucky Autos Accident Insurance Claims  

Who Can I Collect From

Whenever you are involved in an auto accident you have several people that you may be able to collect from.  Never assume that you cant collect for an accident. 

1. You may be able to collect from the government often there are uninsured and underinsured motorists statutes and government programs that allow you to collect from a victims fund. 
2. You may also be able to sue the government directly if it had employees that injured you or if it caused your injury through its acts or poor roads etc.
3. You may be able to collect from your employer or
4. You may be able to collect from the employer of the person that hit you.  If the Dominos pizza boy was delivering you not only have the driver you have Dominos.
5. You may be able to collect from the landlord.  If you were in the parking lot was the lot properly designed and maintained or was it partially at fault. 
6. You may be able to collect from the renter or his renters insurance and you may be able to sue both the landlord and the renter.
7. You may be able to collect from your auto insurance company or
8. You may collect and use your own health insurance
9. If you were a passenger the drivers insurance company
10. The insurance company of the person that hit your car.
11. The Drivers parents if the driver was underage. 
12. The owner of the car that hit you if the driver was not the owner
13. If that person was employed you may be able to collect from his employer that business or their insurance company if he was on a business errand.
14. You may be able to collect from the utility company did you have to go around persons working on the lines is that why the accident happened.
15. You may be able to collect from the manufacturer of the product that injured you.  For instance if your car caused the accident the auto manufacturer may be at fault. 
16. You may also be able to collect from the seller of that product if what injured you was the defective product.  
17. You may also be able to collect from multiple defendants. 
18. You may also collect from Workers Compensation or
19. You may be able to collect from Medicare Medicaid or other government programs
    
    You can see that who you collect from often depends on your theory of who was at fault.  Often what seemed to be a worker's compensation case is an accident case or a landlord tennant case or maybe a defective product case.  When one defendant has an empty pocket often the other will be covered by insurance. 

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